Path to Ownership Program
Why Gig Workers & path to ownership Drivers Should Get Their Next Vehicle from Galpin
How does it work?
Find your vehicle
Browse a wide range of rideshare-friendly cars, EVs, and SUVs across all Galpin dealerships.
Get prequalified
Fill out our secure prequalification form (takes about 3 minutes). We’ll use Plaid—a trusted platform that securely connects to your bank—to help determine eligibility.
Visit Galpin
Schedule an appointment with one of our specially trained consultants, take a test drive, and complete your paperwork.
Start driving and earning
Once approved, you’re ready to hit the road, build credit, and own your vehicle outright.
WE CAN GET YOU APPROVED
to own a new vehicle right now
If you’re looking for the perfect vehicle to drive on your platform, the Genesis GV60, Volkswagen ID.4, Honda Prologue, and Ford Mach-E, checks all the boxes—and then some. Here’s why it’s the ideal choice:
Pre-Approved Financing
Gig drivers are pre-approved, so you can skip the wait and get behind the wheel faster!
A Path Forward
You get a clear, structured path to owning your vehicle—while keeping the flexibility you need to keep driving and earning on your terms.
Built For Gig Workers
Weekly payment plans are designed to match your gig income, giving you the flexibility to manage payments in a way that works with your cash flow.
Hit the Road
Galpin has a fast, tailored loan process built specifically for gig drivers, ensuring you get financing that fits your unique earning pattern—so you can hit the road without the wait.
No Minimum Credit Score Required
No minimum credit score required! Unlike traditional lenders, our partner financial institution bases approvals on your gig income and rental payment history over the last six months—making ownership more accessible for hardworking drivers like you.
Down Payment
Get on the road with just 5% down! Plus, with help from a Galpin sales associate, you can find the right vehicle—like an EV with significant rebates—that could cover your down payment. Contact us at Galpin today to start the process!
Build Credit
Build your credit while you drive! Our structured weekly payment plan helps gig workers establish or improve their credit score with on-time payments, creating more opportunities for future financing needs.
Visit Galpin today to test drive a vehicle and start earning more in a vehicle designed for efficiency, comfort, and performance!
Frequently Asked Questions
All of them! Galpin Motors proudly offers vehicles from brands like Ford, Honda, Volkswagen, Genesis, and more, so you can find your perfect Gig Economy vehicle in one place. While all Galpin brands can technically qualify for the program, certain vehicles we offer are better suited for rideshare and delivery work and may help drivers achieve preferred placement on Uber and Lyft apps. Our team can guide you to the right vehicle to maximize your earnings and meet platform requirements.
Galpin Motors is partnering with a unique financial institution to help Gig Workers like you get into the vehicle you need—fast. Whether you’re driving for Uber, Lyft, DoorDash, Instacart, or another gig platform, we understand your needs and have financing options tailored to your income style.
We offer a wide range of efficient, reliable, and tech-savvy vehicles perfect for rideshare and delivery—from the electric Genesis GV60 and VW ID.4 to the Honda Prologue and Ford Mach-E. Our team will help you choose a model that meets your work and lifestyle needs.
Yes! Our lending partner specializes in working with Gig Workers. You don’t need a W-2 or traditional income stream—just proof of consistent gig earnings and a valid driver’s license.
While we work with a variety of banks and credit unions to meet different customer needs, our exclusive Gig Worker financing program is currently powered by ACC Consumer Finance. They specialize in supporting non-traditional income earners like Uber and Lyft drivers.
This is a finance program, not a lease. You’ll be making weekly payments toward the total loan balance, giving you full ownership of your vehicle once the loan is paid off.
- Find your vehicle – Browse a wide range of rideshare-friendly cars, EVs, and SUVs across all Galpin dealerships.
- Get prequalified – Fill out our secure prequalification form (takes about 3 minutes). We’ll use Plaid—a trusted platform that securely connects to your bank—to help determine eligibility.
- Visit Galpin – Schedule an appointment with one of our specially trained consultants, take a test drive, and complete your paperwork.
- Start driving and earning – Once approved, you’re ready to hit the road, build credit, and own your vehicle outright.
Bring your driver’s license, insurance info, proof of income (such as bank statements or screenshots from your gig apps), and a ride or delivery platform profile (Uber, Lyft, etc.). We’ll guide you the rest of the way.
No worries—our lending partner understands that traditional credit scores don’t always tell the whole story. That’s why they place greater emphasis on your recent 6-month rental payment history rather than just your overall credit score. If you’ve consistently paid your rent on time, you’re in a much stronger position to qualify. It’s a smarter, more realistic way to assess your financial reliability—and an excellent opportunity to rebuild your credit while driving the vehicle you need for work.
Absolutely. Every vehicle you buy at Galpin is yours to drive—on the clock or off. Take the weekend trip. Run errands. It’s your ride, your way.
Yes—appointments are strongly recommended so we can connect you with one of our specially trained consultants who understand the unique needs of Gig Economy Drivers. These team members are experts in navigating non-traditional income, vehicle selection for gig use, and the specialized financing available through our partner lender. Use the Schedule Appointment or Get Prequalified buttons to get started—we’re here to make the process smooth, fast, and tailored to you.
